Attention homeowners in Frisco and Collin County: Get an Appraisal today!

Here are the top 7 reasons Texas homeowners call on Bain & Associates, Inc.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To reduce their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a Texas divorce, when real estate needs to be divided
  7. Settle an estate in Texas by determining the true market value of real estate in question

Own a house in or near Frisco, Texas and need help determining the value of it?
Contact Bain & Associates, Inc..

We at Bain & Associates, Inc. understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Bain & Associates, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Bain & Associates, Inc. is qualified in helping folks just like you do away with unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties close to yours. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Bain & Associates, Inc. is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. An appraisal from Bain & Associates, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.