DALLAS - A local mortgage broker said she's trying to take some uncertainty out of home buying in the down economy.

Linda Davidson saw a car commercial that promised buyers they could return the car if they lost their job. She wondered if the same concept could apply for a house.

David did a little research and found a company doing the next best thing.

The "Worry-Free Mortgage" costs buyers about $500, but it offers them protection in case they lose their job in the first two years after they purchase their home.

If the person is laid off during that time the insurance simply picks up the mortgage.

That's up to $1,800 per month for a maximum of six months, Davis said.

She is hoping it will help improve sales at a time when people are afraid to buy a home.

Larry Strickler, another local real estate agent said he thinks it's a great idea.

It could become a standard practice with home listings, he said.