Attention homeowners in Plano and Collin County: Get an Appraisal today!

The top reasons Texas homeowners call on Bain & Associates, Inc. Real Estate Appraisers:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Collin County's assessment of your property
Remove PMI to cut a mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate


	Do you own a home in or near Plano? Do you need help determining the value of your real estate? Contact Bain & Associates, Inc. Real Estate Appraisers.

We at Bain & Associates, Inc. Real Estate Appraisers understand the unique needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Bain & Associates, Inc. Real Estate Appraisers, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenge Collin County's assessment of your property

Let's say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal from Bain & Associates, Inc. Real Estate Appraisers is your #1 weapon when contesting your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Bain & Associates, Inc. Real Estate Appraisers can provide you with a professional appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Bain & Associates, Inc. Real Estate Appraisers can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.